About
Zotheka connects Malawian Kwacha and US dollars to the global digital economy, whether you are paying for Netflix with mobile money or cashing out a Fiverr payout to Kwacha.
For consumers
Pay for Netflix, Spotify, Steam, and more using the money you already have: MWK via Airtel Money or TNM Mpamba.
For freelancers & remote workers
Get paid in USD from platforms like Fiverr, Upwork, PayPal, or Deel into your Zotheka wallet, then cash out to MWK on mobile money.
Zotheka is a Malawi-focused payments app with two jobs: help you spend Malawian Kwacha on global digital services, and help you receive US dollars from abroad and convert them to Kwacha you can actually use.
Most international platforms want a foreign card or USD. Zotheka lets you pay in MWK through mobile money and receive gift cards for Netflix, Spotify, Google Play, and more, priced in Kwacha and delivered in minutes.
If you freelance on Fiverr, contract on Upwork, or get paid via PayPal, you need somewhere to receive those dollars. Zotheka gives you USD deposit details, holds your balance in the app, and lets you withdraw to Airtel Money or TNM Mpamba when you need MWK.
Consumers and freelancers use the same Zotheka account. Behind the scenes, value moves through trusted payment rails and stablecoin settlement on Base, but you never have to buy or manage crypto yourself.
Zotheka is designed around how Malawians actually move money: mobile money in, mobile money out, transparent rates, and support for the services people already use every day.
Questions about orders, withdrawals, or your account? Email support@zotheka.com.