ZZothekaLaunch web app →

🇲🇼 Built for Malawi

Pay for Netflix, Spotify
& more
with your mobile money.

Zotheka does two things for Malawi: buy global services like Netflix and Spotify using Malawian Kwacha on mobile money, and receive US dollars from platforms like Fiverr or Upwork into your wallet, then convert to Kwacha when you need it.

Works with🎬 Netflix🎵 Spotify🎮 Google Play🛒 Amazon🎁 iTunes
Try the web appHow it works

The problem

Malawi is online, but global payments aren't

Millions of Malawians use mobile money every day, but paying for Netflix with Kwacha or receiving a Fiverr payout in USD still means foreign cards, forex queues, and weeks of waiting.

Can't pay for global services

Netflix, Spotify, Steam, and app stores expect a foreign card or USD. Most Malawians only have Malawian Kwacha on mobile money.

Forex is scarce and expensive

Official rates sit near MK 1,700 per dollar while the parallel market can exceed MK 4,000, if you can find dollars at all.

Hard to receive USD earnings

Freelancers and remote workers paid on Fiverr, Upwork, PayPal, or Deel have no simple way to land those dollars in Malawi.

Converting to Kwacha is slow

Even when USD arrives, turning it into usable MWK through banks can take weeks, with uncertain rates and outcomes.

The rate gap

~MK 1,700

Official USD rate

vs

~MK 4,000+

Parallel market (when available)

When dollars are scarce, everyday digital purchases (a Netflix subscription, a Steam game, an Upwork payout) become a multi-week ordeal.

Real voices

Malawians talking about the problem

Real discussions from r/Malawi: forex shortages, bank delays, and the struggle to pay for or receive money from abroad. We're not inventing the problem.

Forex Exchange
Bringing Dollars into Malawi
Experience with NBM on forex application

Real posts from r/Malawi. Click any card to read the full thread on Reddit.

How it works

Two ways to use Zotheka

Whether you are subscribing to Netflix or getting paid on Fiverr, Zotheka bridges Malawian Kwacha and US dollars to the services you already use.

For consumers

Buy global services with Malawian Kwacha

Pay for Netflix, Spotify, Steam, and more using the money you already have: MWK via Airtel Money or TNM Mpamba.

  1. 1.Choose a gift card for the service you want
  2. 2.Pay in MWK from your mobile money number
  3. 3.Receive your code instantly, then redeem and start streaming, gaming, or shopping
NetflixSpotifyGoogle PlayAmazonSteam

For freelancers & remote workers

Receive US dollars, withdraw Malawian Kwacha

Get paid in USD from platforms like Fiverr, Upwork, PayPal, or Deel into your Zotheka wallet, then cash out to MWK on mobile money.

  1. 1.Add your Zotheka USD deposit details to Fiverr, Upwork, or your client
  2. 2.USD lands in your Zotheka balance when the platform pays out
  3. 3.Withdraw to Airtel Money or TNM Mpamba at a clear MWK rate
FiverrUpworkPayPalDeelClient invoices

Learn more about Zotheka →

🇲🇼 Made in Malawi, for Malawi

Ready to see it work?

Try both flows in our web demo: buy a Netflix gift card with MWK mobile money, simulate a Fiverr USD payout, or withdraw to Kwacha.

Launch web app →